3 FINANCIAL THINGS YOU CAN DO NOW TO PREP FOR THE HOLIDAYS

You have to figure out how to balance the household budget while also finding a little extra to make merry. It’s a big job, but someone has to do it!

3 FINANCIAL THINGS YOU CAN DO NOW TO PREP FOR THE HOLIDAYS

Create a Holiday Spending Limit

Unfortunately, excess during the holidays has its consequences. Just as your jeans may fit a little tighter in the New Year, you may end up sporting the added weight of debt if you overspend. That’s why setting a limit (and sticking to it!) is crucial. Use your budget to figure out a realistic limit that you can afford.

Make Saving a Year-Round Thing

On the flip side, the earlier you build the holidays into your budget, the more likely you’ll squirrel away funds here and there to boost your spending limit. With months on your side, you can cut unnecessary spending and reroute the cash into the festivities.

If you’re disappointed with the spending limit you have, don’t turn to a loan or line of credit to give yourself some more money. These products are for unexpected emergencies only.

Understand How Credit Fits into Your Plans

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