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You're Home! » Five Reasons Why Families Should Consider The Upromise MasterCard

Five Reasons Why Families Should Consider The Upromise MasterCard

February 8, 2016

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Did you go to college? Do you want your kids to attend college? I never went to college. I got married right when I turned 20 and was already working full-time at a job I loved.

So, going to college was not something I thought much about. Of course, I had the option to go to college and the college savings, but I decided it was not for me and that was okay. I do not regret my decision.

 

Five Reasons Why Families Should Consider The Upromise MasterCard

 

I want the same for my kids. I want them to have the option of going to college if they decide to. I hope they will want to, but that is their choice.

I do want to be prepared in case they do want to attend college so my husband and I have been trying to put money away for our kid’s college funds.

Upromise MasterCard Helps Build Savings For College!

One way to help with saving for college is the Upromise MasterCard®. It is designed to help you build college savings. With the Upromise MasterCard, you earn up to 10 percent cash back, which can be used to save for college.

When you open the Upromise MasterCard you are automatically enrolled in Upromise by Sallie Mae. This is a free program that allows families to earn cash back on everyday purchases!

Plus, by applying for the Upromise MasterCard (issued by Barclaycard), families can take savings for college and other financial goals, to the next level. Last year, Upromise MasterCard holders earned approximately $42 million in cash-back rewards! Now that is awesome!

 

Five Reasons Why Families Should Consider The Upromise MasterCard

 

The Upromise MasterCard® is perfect for anyone looking to jump-start savings in 2016

The New Year means New Year’s Resolutions! I know I made quite a few and I really hope I can keep them. So far, I am doing alright! While many Americans are hitting the gym, the New Year is also a good time to focus on your finances. For many people, that includes saving for college.

Many families agree that college is an important and worthwhile investment. However, almost 60% feel overwhelmed about saving for it, (according to the How America Saves for College 2015 report by Sallie Mae and Ipsos).

That is why, this year, invest in a credit card that will invest in you, right back! If you must use credit cards, why not use one that gives back and helps you with cash-back earnings for college?

Do you need more reasons why you should open the Upromise MasterCard? Well, I have five reasons for you, listed below! I am so helpful 🙂 
Upromise MasterCard Image

Five reasons why families should consider the Upromise MasterCard

1. Earn up to 10 percent cash back, for real. With the Upromise MasterCard, you can earn up to 10 percent cash back. You earn five percent back through Upromise by Sallie Mae and an additional five percent from using the Upromise MasterCard.

You can shop at more than 850 online retail partners at Upromise.com or dine at more than 10,000 Upromise participating restaurants.

Like to travel? Good! You can also book travel at major travel sites like Hotels.com, Expedia, and Travelocity, through Upromise.com! Earn 2% cash back when you use the Upromise MasterCard for in-store shopping at department stores and more! 

All other purchases are eligible for 1% cash back so you are always earning cash back no matter how you use your Upromise MasterCard!

If you are a new card member, you can earn a one-time $50 cash-back bonus after making a purchase, cash advance transaction, or balance transfer within 90 days of opening your account!

 

 

Upromise_Travel Image

 

2. Build college savings. A no-brainer, right? We just talked about this above! The cashback that you earned on everyday purchases can be invested in an eligible 529 college savings plan. This is used to help pay down an eligible student loan, which can be transferred into an FDIC-insured Upromise GoalSaver account or withdrawn by check.

3. No annual fees, no cash back limits, and no expirations. I love this about the Upromise MasterCard! Unlike other credit cards, the Upromise MasterCard means cash back. There are no limits to how much cash back you can earn! There are no expirations and no annual fees either! You’ll stay on top of your credit with free access to your FICO Credit Score, and enjoy $0 fraud liability on unauthorized transactions.

4. You’ll shop where you’re already shopping. This is another no-brainer! You are just shopping where you already shop, but by using the Upromise MasterCard, you are earning your cash right back.  For a complete list of Upromise partners, visit Upromise.com.

5. You can earn extra through special promotions throughout the year. Upromise partners also offer special promotions that offer additional cash-back opportunities for you, at major online retailers. For Upromise Cardmembers, this can sometimes mean cash back savings of more than 15%! Cardmembers can also receive special cash-back offers by email.

 

Five Reasons Why Families Should Consider The Upromise MasterCard

 

Ready To Sign Up?

A New Year’s Resolution shouldn’t be limited to one year alone — Using the Upromise MasterCard for everyday purchases helps save for college for the rest of your life.

The Upromise Credit Card helps achieve and maintain financial health not just for this year, but for years to come. To learn more about the Upromise MasterCard, visit Upromise.com online.

 

Are You Putting Money Away For Your Child’s College Fund?

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Posted by Kim 27 Comments
Filed Under: Money/Expenses Tagged: MasterCard, money, Upromise

About Kim

Kim Delatorre is a mom to three kids. She enjoys reading, writing, spending time with her family, and blogging.

Comments

  1. Isaac Abadi says

    February 29, 2016 at 3:48 pm

    Best part is no annual fees.

    Reply
  2. Cheryl Reinhardt says

    February 29, 2016 at 3:00 pm

    I love all the features the card has to offer…….. Awesome !!!

    Reply
  3. Betsy Rubendall Barnes says

    February 28, 2016 at 2:12 pm

    We began saving money for our son’s college fund right after he was born. It’s a good idea to start as early as you can 🙂

    Reply
  4. Betty C says

    February 28, 2016 at 8:05 am

    if you are going to use a credit card it might as well be one that provides this great savings plan.

    Reply
  5. slehan says

    February 25, 2016 at 7:02 pm

    Great idea for parents with kids. No kids so no interest.
    slehan at juno dot com

    Reply
  6. Amy Z. says

    February 25, 2016 at 4:18 pm

    The card sounds like it has a lot of benefits. Saving for college would be a big help for the kids.

    Reply
  7. Angela Saver says

    February 25, 2016 at 1:11 pm

    I do use Upromise, but I don’t have the MasterCard through UPromise, so I’m going to look into it! I love that there is no annual fees & earning 10% is awesome!

    Reply
  8. AnnaZed says

    February 24, 2016 at 11:42 am

    This seems like a good scheme. We have a more conventional College savings account (actually three of them) from a long established provider though.

    Reply
  9. Theresa M says

    February 21, 2016 at 8:20 pm

    This sounds great anyway to help with our kids future is wonderful. I will look into this for sure.

    Reply
  10. rajee says

    February 20, 2016 at 10:52 pm

    Make a resolution to improve your financial health in 2016 with help from Upromise and InformU.

    Reply
  11. Cynthia R says

    February 18, 2016 at 9:17 am

    My favorite is No annual fees, no cash back limits, and no expirations. So many offer rewards that expire! What a rip!

    Reply
  12. Leela says

    February 18, 2016 at 12:16 am

    I like that you can earn cash back for college.

    Reply
  13. Lesley F says

    February 17, 2016 at 6:12 am

    This would have been great when my boys went to college. I will have to tell my son about this for my granddaughter

    Reply
  14. Mia says

    February 11, 2016 at 10:24 pm

    This sounds like a great financial option for parents!

    Reply
  15. progress001 says

    February 11, 2016 at 5:54 pm

    The savings for college option would have been an added benefit when my kids were in college. Maybe for my grandchildren??

    Reply
  16. Sandy Cain says

    February 11, 2016 at 8:30 am

    It’s time to start saving up for the grandkid’s college. Hopefully they will be college material – their parents aren’t too bright!

    Reply
  17. Karen Glatt says

    February 10, 2016 at 9:26 am

    This is such a great way to save for college. I think it can really help with cutting down the costs by saving early and using this Mastercard.

    Reply
  18. vickiecouturier says

    February 10, 2016 at 8:43 am

    very interesting,,all my kids are grown as well but ill pass this along to them

    Reply
  19. Cynthia C says

    February 10, 2016 at 5:58 am

    My kids are grown, but I did save for their college and paid for all. I considered it my responsibility not to leave them to start out with huge student loan debt.

    Reply
  20. Cheryl says

    February 10, 2016 at 1:07 am

    I’m not putting money away for a college fund.

    Reply
  21. Mia says

    February 9, 2016 at 6:07 pm

    I am putting money away and this card looks like it would help.

    Reply
  22. Lisa Jagodzinski says

    February 9, 2016 at 5:35 pm

    I will definetly consider this for when my son is old enough and goes to college

    Reply
  23. Sarah Hayes says

    February 9, 2016 at 5:18 pm

    this card sounds like it has a lot of benefits to using it!

    Reply
  24. Kimberly Flickinger (@kaflickinger74) says

    February 9, 2016 at 10:40 am

    I will definitely have to look in to this. Thank you for sharing.

    Reply
  25. Marcie W. says

    February 9, 2016 at 7:40 am

    I definitely need to look into this card. All three of our kids have college funds, but we would love the opportunity to add to them more often.

    Reply
  26. Kelly says

    February 8, 2016 at 7:15 pm

    Every little bit helps with saving for college. What a great benefit to have as opposed to points!

    Reply
  27. Penelope says

    February 8, 2016 at 7:03 pm

    We want to do this for our boys, we are looking into it. Thanks for the reminder!

    Reply

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