As soon as I was able to obtain a credit card back in the day, I was SO excited! I really had no clue how it all worked, all I knew was that someone had lent me money! I went out and spent that money quickly and soon found myself with other credit cards. It was an exciting time until it wasn’t…
You see, I needed to pay back those credit cards. I needed to give my hard-earned cash, away! The nerve of those credit card companies wanting MY money! Right? Ugh.
And, I was not so good at paying my bills when I was younger either. So, bad credit was a part of my life, growing up 🙁 If I could change things now, boy would I ever! I needed to hear about the 10 ways to improve your credit score. That would have been helpful then!
Since I needed a car and did not have very good credit, it was hard. I had my parents to co-sign, thank heavens because I know not everyone has someone to co-sign for them, but I did and I am forever thankful for that!
And, after I grew up a bit and started paying my bills on time, my credit was still not where I wanted or needed it to be. I was thankful for car dealerships that provided Auto Loans For Good People With Bad Credit.
I know I can’t say everyone has been in that situation before, ruining their credit even before they hit 21, but in my case, it did happen, and thank heavens it won’t ever happen again. At least I learn my lesson at a young age, right?
So, for those of you who are in the situation I was in and don’t have very good credit, it is really nice that there are options out there for when you need a vehicle. Auto Loans For Good People With Bad Credit, now that is nice! We all make mistakes!
I love that Earnhardt Auto Centers’ MRED allows people with poor credit, credit so that they can purchase a car that they so desperately need. Hey, if you can’t get to work because of no car, then there is no money.
If there is no money, then you can’t pay your bills and then your credit gets worse. Thankfully, there are places that will help you out when you need it most! The cycle is vicious people!
10 Ways To Improve Your Credit Score
Check out the 10 Ways To Improve Your Credit Score infographic below! I hope it helps you or someone you know!
The infographic is courtesy of Mr. Ed Credit & Auto Loan Help
Eileen Boyce says
Always pay bills on time so no credit problem.
gracefulcoffee says
Great advice! Good credit is so important.
Dagmar says
Thanks for the advice, I am always looking for ways to improve my credit score!
Brenda W. says
I have never checked my credit score.
vickie couturier says
very good information,thankfully our score is very good
patty.wright says
I don’t worry about it. My husband is in charge of money stuff
Barrie says
You made some very good points. I’ll forward this to a few folks I know who can benefit from this information!
tat2gurlzrock says
This is a great article. My fiance’ has been working on his credit score the last couple of years and now he has very good credit and several cards. One thing you mentioned that he learned the hard way is to leave account open.
Cheryl says
I like the infographic. Very good tips. Scott has an almost perfect credit score.