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You're Home! » Finding Good Mortgage Rates=No Fun!!

Finding Good Mortgage Rates=No Fun!!

October 24, 2013

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If you own a home you know that mortgage rates can be quite high. Finding Good Mortgage Rates are not easy to do. Sure you can refinance later, but still, the rates are tricky! That is why it is important to compare mortgage rates! Finding Good Mortgage Rates=No Fun!!

Finding Good Mortgage Rates=No Fun!!

Finding Good Mortgage Rates=No Fun!! 

When I do shop for mortgage rates, to compare, I like having sites I can visit that has all that info right in front of me. It is confusing enough as it is, to sort through those numbers!! Reverse Mortgages are another ballgame…

Finding Good Mortgage Rates=No Fun!!

Let’s say you need to Find mortgage rates Canada because you will be moving there shortly. What do you do? I would certainly go online and research before doing anything else. Home loans are no joke.

I usually let my hubby take care of the details, but I can certainly help out with the researching. I remember growing up, my parents had to refinance their home. It was a messy ordeal, but they were able to secure a much better mortgage rate and save some money.

Finding Good Mortgage Rates=No Fun!!

Finding a good bank is important too. One you can trust and who will work with you and answer all of your questions. Free personalized loan quotes from reputable lenders are comforting and a company that will work with you and not against you. After all, no one likes secrets when it comes to their mortgage, right? I like lenders to be upfront and transparent.

Finding Good Mortgage Rates=No Fun!!

Though finding good mortgage rates is really no fun at all, you should shop around, talk to lenders and get the best rate/loan for you and your family. Do your homework, research those rates and you will always come out ahead! Do you think Finding Good Mortgage Rates=No Fun?

 

Posted by Kim Delatorre 38 Comments
Filed Under: Archives Tagged: home owners, mortgage rates, refinance

About Kim Delatorre

Kim Delatorre is a mommy to three beautiful, smart kids and wife to an amazing husband of 24 years! She enjoys reading, writing, spending time with her family, and blogging.

Comments

  1. Susan Marina Brown Lane says

    November 12, 2013 at 9:56 pm

    Very informative. Numbers always give me a headache. We refinanced awhile back – VERY worth the trouble/effort.

    Reply
  2. Gianna says

    November 12, 2013 at 9:24 pm

    It’s usually worth it for the money saved. We did it several years ago.

    Reply
  3. Buddy Garrett says

    November 12, 2013 at 7:51 pm

    It is a great idea to shop around for a mortgage but if you read the contract you will see that the mortgage can be transferred to another lender. I didn’t read the contract and after a couple of months our mortgage was transferred to one of the largest lenders. We haven’t had nothing but trouble with this bank. If I ever get another mortgage I will make sure to put in the contract my mortgage can’t be transferred to this bank.

    Reply
  4. laurie says

    November 12, 2013 at 7:28 pm

    I agree finding a good bank is important .

    Reply
  5. Christian Alejandro says

    November 12, 2013 at 7:18 pm

    Too true! You’ve gotta suck it up and put in the time and work to get the most of the money you earn.

    Reply
  6. Jennifer Marie says

    November 12, 2013 at 5:43 pm

    I too usually let hubby do this kind of work, but I think t is important to be involved and informed.

    Reply
  7. mary gardner says

    November 12, 2013 at 5:39 pm

    great post. it is so important to do some research and find the best interest rate you can.

    Reply
  8. Carole Ingram says

    November 12, 2013 at 5:22 pm

    It does pay to shop around but first I would make sure that your credit score and your credit doesn’t show any discrepancies, it does help a ton!!! Take the time to work on your credit score!

    Reply
  9. Shayna says

    November 12, 2013 at 3:23 pm

    Great advice on finding a good mortgage. Maybe in a couple of years, we will think about buying a new house 🙂

    [email protected]

    Reply
  10. Sarah says

    November 12, 2013 at 11:00 am

    Good article. We’re looking at upsizing after our second arrives this holiday season and rates are still decent, but it can be such a stressful ordeal and I always second guess lenders, terms, etc hoping we didn’t overlook the best deal for us.

    Reply
  11. Laura Unger says

    November 12, 2013 at 9:59 am

    Research is definitely very important. We didn’t shop around when buying our first house because we thought all banks were pretty much the same, and that cost us big time. The second time around we did shop around as far as rates and fees go, but didn’t consider how banks handle situations differently and although it worked out ok, next time we would choose a different bank.

    Reply
  12. Sherry Conrad says

    November 12, 2013 at 7:49 am

    We went through a refi several years ago- didn’t save us any money monthly, but took 10 years off of our mortgage. Worth a look, at least.

    Reply
  13. Beth Klocinski says

    November 12, 2013 at 6:54 am

    Good article. We should take advantage of good mortgage rates while they are available.

    Reply
  14. Michele P. says

    November 10, 2013 at 5:20 pm

    My rate isn’t terrible, but I would have liked to take advantage of an even lower rate. The mtg. co. though went bankrupt and I am not sure if the new company would let me refinance… may have to check it out since there are still some good rates out there.

    Reply
  15. Yona says

    November 10, 2013 at 8:41 am

    I have no interest in numbers or searching for mortgage information, but wish I did because I’d rather do my own research than have someone else do it.

    Reply
  16. Melissa L says

    November 8, 2013 at 4:19 pm

    Thanks for the great advice. I also shopped around and did lots of research when I bought my home 🙂

    Reply
  17. Denise Taylor-Dennis says

    November 2, 2013 at 3:46 pm

    It is definitely a good idea to shop around when you are trying to refinance.

    Reply
  18. shaunie says

    November 2, 2013 at 1:06 pm

    everyone underestimates that finding a good mortage deal is important. this nformation is going to come in handy for me .. will be noting this

    Reply
  19. Tammy S says

    November 1, 2013 at 8:51 am

    These are some great tips. Getting a mortgage or refinancing is not fun at all but I think the most important part is working with a banker you trust. It takes a lot of the stress out of it.

    Reply
  20. Allie says

    October 31, 2013 at 5:23 pm

    We just refinanced two years ago

    Reply
  21. Sarah Hirsch says

    October 31, 2013 at 7:10 am

    it’s definitely a good idea to shop around. you may be able to find a better rate than the first one quoted

    Reply
  22. Robert says

    October 30, 2013 at 9:52 am

    It seems that over time many things become easier and more streamlined. Sadly this is not one of those things.

    Reply
  23. Maria Iemma says

    October 29, 2013 at 12:41 pm

    I am so glad that I am not on a mortgage quest. WHen we bought our house I found the whole process incredibly difficult and I suffered from a lot of anxiety at the time.

    Reply
  24. Natasha says

    October 28, 2013 at 4:11 am

    I refinanced about 2 years ago and it was really just a pain more than anything. Calling around getting quotes and numbers took quite a bit of time.

    Reply
  25. Brandy says

    October 27, 2013 at 4:43 pm

    We just went through the home buying process, no fun at all. BUT the end result is great – having an asset and forever place for the fam!

    Reply
  26. Vickie Couturier says

    October 27, 2013 at 12:43 pm

    Ill have to admit im good with money,,I did a lot of research before I ever do a mortgage,,I know what Im going after an not afraid to walk back out,,ive had several mortgages an paid them off early,,theres ways to knock years off a mortgaqge

    Reply
  27. Kelly Nicholson says

    October 27, 2013 at 12:24 am

    i dont have this problem yet,but thanks for the info

    Reply
  28. Rebecca Parsons says

    October 26, 2013 at 7:32 am

    One way I have found finding a good mortgage is asking around what people think of their mortgage lender and rates. I always feel it doesn’t hurt to ask because some people can either put you in the right direction or move you away from a certain lender.

    Reply
  29. Marcie W. says

    October 26, 2013 at 7:29 am

    I was thrilled we were able to refi at a lower interest rate last year. It cost us absolutely nothing and we not pay $300 less per month!

    Reply
  30. Heidi says

    October 26, 2013 at 1:24 am

    I’m nervous to buy our first home! So far we’ve been renting and waiting for the right time.

    Reply
  31. Sarah L says

    October 26, 2013 at 12:58 am

    Research, research and research some more. Know what’s out there.

    Reply
  32. Janet W. says

    October 25, 2013 at 4:29 pm

    It really does pay off in the long run to really do some research to find the best rates. It could save you thousands of dollars!

    Reply
  33. Karen Glatt says

    October 25, 2013 at 1:54 pm

    It is so important to make sure to find the right mortgage lender to help you get the best deal. But you need to remember that our credit has a lot to do with getting a good rate on a mortgage. Young people need to know that mistakes made early in their lives can cause a lot of heartache later. I know that getting the best rate is so important in not having a high mortgage.

    Reply
  34. Cynthia R says

    October 25, 2013 at 12:43 pm

    really important advise, afterall we are talking 15 or 30 years, even a small percent difference can mean tens of thousands!

    Reply
  35. Cheryl F. says

    October 25, 2013 at 11:29 am

    Good article with common-sense advice. I’m sure it’s not fun, but Scott has an excellent credit rating so he gets good offers.

    Reply
  36. Lisa Brown says

    October 25, 2013 at 10:59 am

    Great information. One day I will hopefully be in a position to buy a home and I will be well prepared for it. Thank you!

    Reply
  37. Leslie says

    October 25, 2013 at 10:48 am

    Blah, I need to shop around for refi rates. Putting off 😉

    Reply
  38. Billie @ Rowell Reviews says

    October 24, 2013 at 11:52 am

    Numbers make my head go wonky. It’s amazing I was able to make it through the process of buying a house at all. It’s so important to do your research. You’re totally right about picking a bank that you feel comfortable with, one that will answer questions and like in my case, hold my hand!

    Reply

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Let’s Connect

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