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You're Home! » Graduation Gift Idea – Teach Someone to Invest

May 12, 2015

Graduation Gift Idea – Teach Someone to Invest

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*This post is sponsored by Spark Gift. Opinions are my own.

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Today, most Americans aren’t saving enough, they just aren’t. It is a sad truth. I remember when I was young, my parents always had a nest egg to fall back on. There was always emergency funds so if something went wrong, we had money.

Now a days, that is not so common for most families. Many people don’t have a savings or investment account. It is time that changed. Most families have to live frugally to even be able to save money. There is nothing wrong with  frugal living, but it would be nice to not have to worry about money all of the time.

Graduation Gift Idea - Teach Someone to Invest

Spark Gift is a breath of fresh air! This company makes it is easy to gift stock & bonds to friends and family. Their goal is to help make investing more assessable for the general public, by letting people buy small investments as gifts, (Most popular are: Google, Disney, Apple, Vanguard total stock market index fund and over Over 6,000 stocks and index funds).

Sparkgift

Benefits of giving a gift of stock

  • Grows with time
  • Teaches a recipient to save for the future
  • Helps one become a shareholder in their favorite company
  • Makes learning about investing all the more thrilling
  • Will never break or get lost

Choosing an amount can be as low as $20. So, you don’t have to spend a lot of money to get this started! Spark Gift supports fractional shares which let you buy a fraction of a share of stock or fund. This means that you can get started for just $20 (and up to $1,000).

sparkgift

I love this idea and will be using this from time to time for my nieces and nephews graduations, birthdays and more. Using this service for all those occasions (and for the holidays too!) are just some ways you can give the gift of Spark Gift to your friends and loved ones. Such fun ways to save money!

When your recipient receives his/her Spark Gift, via email, it will guide them through the  process of creating a brokerage account on Spark Gift. It takes only 2 minutes and it’s 100% online. Plus, this is a gift that can keep growing because others can easily contribute to it! Others can continue to give stock gifts into the account, providing a way for the account to grow over time. I think this is absolutely wonderful!

It is also really fun for the recipient, to check out their investment portfolio. This is where they can see their investments grow, over time! I thought that was really neat and would be a great way for anyone receiving this to see.

sparkgift

I love when people come up with new and helpful ways to give gifts to people and Spark Gift is definitely a unique and wonderful way to help others have a little nest egg under their belt.

So go ahead and invest in someones future, or your own with Spark Gift! Get your niece, nephew, son or daughter (or whoever!) a stock gift certificate and invest in them!

Get Started, With This Promotion!!!

Spark Gift is offering a MATCH20 promotion for readers this week! When you send a gift, just include in your message “#thankskim″.  When your recipient deposits your gift, Spark Gift will send the gift recipient another $20 gift, at no charge to you!!!! Wow! What a great start. Thanks, Spark Gift!

Disclaimer: Limit one matching gift per recipient. Gifts must be redeemed before May 15, 2015.

Get Social!

Don’t forget to connect with Spark Gift on Twitter and Facebook!

 

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About Kim Delatorre

Kim Delatorre is a mommy to three beautiful, smart kids and wife to an amazing husband of 24 years! She enjoys reading, writing, spending time with her family, and blogging.

Reader Interactions

Comments

  1. [email protected] says

    May 13, 2015 at 5:51 am

    Im hoping we’re teaching our kids the value of not just money but a good education. College is so pricey so anything that can help is a blessing

    • Stephanie Goodwin says

      May 14, 2015 at 4:07 pm

      That’s a great point, Melinda. We’re hoping that SparkGift can be a tool to teach young people about investing and to help parents start thinking about and diversifying for big expenses early.

  2. jenn says

    May 13, 2015 at 2:12 am

    Such a great idea to send them off with! It makes an awesome graduation gift!

    • Stephanie Goodwin says

      May 14, 2015 at 4:04 pm

      Thanks for your support, Jenn! We really appreciate it, especially in these beginning stages.

  3. busymommyblog says

    May 12, 2015 at 8:54 pm

    What a great idea! I would love to receive some stock!

    • Stephanie Goodwin says

      May 14, 2015 at 4:02 pm

      Awesome! What companies would be on your wish list to receive? We’re trying to get to know our target market better

  4. Liz Mays says

    May 12, 2015 at 5:46 pm

    I love this service. I never thought about stocks as gifts but It’s really a perfect graduation gift idea.

    • Stephanie Goodwin says

      May 14, 2015 at 4:00 pm

      Recent graduates would be a perfect recipient! It can either help them start a portfolio they keep for the rest of their lives or that they use to pay off student loans later. Thanks, Liz!

  5. Crystal says

    May 12, 2015 at 4:50 pm

    What a fabulous way to encourage responsible finances. I love this gift idea.

    • Stephanie Goodwin says

      May 14, 2015 at 3:58 pm

      Thanks for your positive feedback, Crystal! Who in your life would you use SparkGift for? We’re trying to get to know our target market better.

  6. Penelope says

    May 12, 2015 at 2:10 pm

    Now THAT is a gift that will keep on giving! I love it!

    • Stephanie Goodwin says

      May 14, 2015 at 1:17 pm

      Thanks for your support, Penelope! With the “wish list” feature recipients can specifically request stocks for the type of growth that best suits them. So you can even tailor the type of gift based on the age of the person or their willingness to take on risk.

  7. Alicia says

    May 12, 2015 at 12:06 pm

    This sounds like such a great idea, especially for high schoolers / college students. I wish that I had learned the true value of investing and saving, but unfortunately did not.

    • Stephanie Goodwin says

      May 14, 2015 at 1:09 pm

      It’s never too late to start! Anyone can request stocks as gifts through SparkGift, so you shouldn’t rule it out for yourself.

  8. Robin (Masshole Mommy) says

    May 12, 2015 at 11:18 am

    My step son is going off to college in September and this sounds like a great idea for him. I am going to talk to the hubby about it when he gets home from work.

    • Tia Gao says

      May 12, 2015 at 3:09 pm

      Hi Robin, glad to hear that you’re thinking about this for your step son! We have many parents who give this as a gift to help a kid get started with learning how to invest for the future.

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About Kim

My name is Kim and I have three busy kids. I am married to my middle school sweetheart and we live in Idaho. You can easily contact me on my Contact Me Page!

Email: [email protected]

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